Terms & Conditions

The basics

Effective Date: June 17, 2025
Last Updated: June 17, 2025

Welcome to the website of Bright Benefits Insurance ("Company", "we", "us", or "our"). These Terms and Conditions ("Terms") govern your use of our website, BrightBenefitsInsurance.com (the "Website"). By accessing or using this Website, you agree to these Terms. If you do not agree, please do not use the Website.

1. Use of the Website

You agree to use this Website only for lawful purposes. You may not:

Use the Website for fraudulent or illegal activities.
Misrepresent your identity or provide false information.
Interfere with the operation or security of the Website.

2. No Guarantee of Insurance or Coverage

This Website is for informational purposes only. Quotes, tools, or resources do not constitute binding offers of insurance. Coverage is not guaranteed and is subject to eligibility, underwriting, and carrier guidelines.

You must speak with a licensed agent to obtain or finalize insurance coverage.

3. Not Legal or Financial Advice

The content on this Website is not legal, tax, or financial advice. For personalized advice, consult with a licensed attorney, tax advisor, or financial planner.

4. Intellectual Property

All content, images, graphics, text, and logos are the property of Bright Benefits Insurance or its licensors. You may not reuse, copy, or distribute any content without our prior written permission.

5. Third-Party Links

Our Website may include links to third-party sites. We are not responsible for the content, accuracy, or privacy practices of those websites. Use third-party links at your own risk.

6. User Submissions

If you submit any information through contact forms or quote requests:

You confirm that your information is accurate.
You allow us to use that information to contact you regarding our services.
Your information will be handled in line with our [Privacy Policy].

7. Privacy Policy

Use of this Website is also governed by our Privacy Policy, which explains how we collect, use, and protect your personal data.

8. Disclaimer

This Website is provided "as is" and "as available." We make no warranties about:

Accuracy or completeness of content
Functionality without errors or interruptions
Availability of any insurance product or outcome

9. Limitation of Liability

Bright Benefits Insurance is not liable for any indirect, incidental, or consequential damages resulting from your use of the Website.

10. Indemnification

You agree to indemnify and hold harmless Bright Benefits Insurnce and its employees, agents, or affiliates from any claims or liabilities arising from your use of the Website or violation of these Terms.

11. Changes to These Terms

We may update these Terms at any time. Updates will be posted on this page with the revised date. Continued use of the Website means you accept any changes.

12. Governing Law

These Terms are governed by the laws of the State of Florida, without regard to its conflict of laws principles.

13. Contact Us

If you have any questions about these Terms, please contact:

Bright Benefits Insurance
Email: Ferris4Health@gmail.com
Phone: 850-281-5491
Address: 101 Paramount Drive, Sarasota, Florida 34232